Business Funding Options to Help Achieve Your Goals
Every business has its own unique challenges, opportunities, and objectives. Pioneer Capital Group recognizes “one size” does not fit all. Our approach to business financing identifies the best sources of capital to maximize your business funding. Pioneer Capital Group enables you to leverage asset-backed and uncollateralized business financing products from multiple traditional and nontraditional business finance resources.
Whether you operate as a business-to-consumer (B2C) merchant, are in an industry with large inventories, have fixed assets, own real estate or are a tenant, finding the business credit solution that’s right for your operation is key to your success. Let Pioneer Capital Group help you explore the breadth of commercial financing solutions available.
Pioneer Capital Group’s offerings includes; $10,000 to $500,000 in uncollateralized working capital, asset-based lending that leverages your inventory, equipment, or invoices for $50,000 to $5,000,000, and commercial real estate loans to purchase or refinance property.
Business finance is complex.
Who is providing your business finance and capitalization guidance?
Your lawyer helps you mitigate risk. Your accountant helps with business reporting and tax obligations. Banks can helps with bank-specific products ONLY. So, who do you turn to identify, help analyze and source funding options for your business? Pioneer Capital Group offers business financing and capitalization consulting services as part of all of our engagements. We help you put a plan together that best meets your current requirements and that positions your business to better meet your future plans and objectives. Pioneer Capital Group works with the traditional and non-traditional finance and capital resources, and we are compensated only if we’re successful in securing business funding on your behalf.
Working Capital Solutions
Merchant Cash Advance
$10,000 – $500,000
Pioneer Capital Group facilitates the purchase of your future merchant credit card sales at a discounted price to provide you with a lump-sum payment in exchange. Repayment is set as a small percentage of daily credit card sales over a projected number of months, up to a maximum of 12. One of the biggest advantages to this merchant funding option is that payments flow with your sales volume. A merchant cash advance is easy to access, offers quick turnaround, and is a great alternative to short-term business loans.
Receivables Line of Capital (R LOC)
$10,000 – $500,000
If you’re a business-to-consumer (B2C) operator, the R LOC provides you with a pre-qualified line of capital that works like a traditional business line of credit, with next-business-day access to funds. You choose the amount, and repayment time line, up to 12 months. The business line of credit can be taken as a lump sum or in multiple draws as business needs require. It provides a great way to manage seasonal cash flow, to take advantage of immediate buying/investment opportunities, or to cover unanticipated expenses. This line of capital product is a Pioneer Capital Group exclusive and is not available from other business funding providers.
Short-Term Business Loan
$10,000 to $250,000, 6-18 months
Our short-term business loan solution offers you a lump sum payment, a fixed interest amount, with fixed daily payment over a defined term. The longer term, and fixed daily payments are the features of this product some business owners really appreciate. It is a great resource for small and mid-size businesses that normally wouldn’t qualify for traditional bank loan or credit products and receive most of their revenue in cash or checks.
Asset Based Financing Solutions
$50,000 to $5,000,000
Asset-backed commercial funding solutions can be a great addition to your capital plan to meet expansion and growth opportunities, as well as on-going operations and cash-flow management needs. It is also an ideal structure for newer businesses with limited assets to leverage.
Invoice Factoring, or Invoice Purchasing allows you to leverage your accounts receivables for immediate access to capital to improve purchasing power, add equipment and employees, and for expansion.
Our business financing provides innovative funding for equipment in various industries, market segments and types of business – including manufacturers, medical, distributors, dealers, resellers and end users.
Inventory-Backed Loan or Line of Credit
An inventory-backed business loan or line of credit provides loans or line of credit based on your inventory.