Working Capital Financing – Revenue based with no collateral required

  • Need money quickly; typically within 7 to 30 days

  • Generally does not have, or qualify for a bank loan

  • Financing amounts range from $5,000 to $1,000,000

  • Length of term 3 to 18 months

  • Minimum personal credit score 500

  • Minimum time in business 3 months

  • Typical annual revenue between $100,000 to $10,000,000

Lines Of Credit (LOC) – Revenue based and no collateral required

  • Need money quickly; typically with 7 to 30 days

    But also want the ability to draw funds when needed over an extended period

  • May of may not have a bank facility

  • LOC financing amounts range from $1,000 to $250,000

  • Length of term 3 – 12 months ( each draw)

  • Minimum personal credit score 500

  • Minimum time in business 6 months

  • Typical annual revenue between $150,000 to $5,000,000

Junior and Bridge Financing – Revenue based and possible collateral required

  • Seeking growth capital and require a broader borrowing base than available through specialty finance or banks

  • Typically have a bank facility or senior lender

  • Financing amounts range from $500,000 to $10,000,000

  • Length of term 3 – 48 months

  • Minimum personal credit score 500

  • Minimum time in business 2 years

  • Consistent revenue growth and positive EBITDA

  • Typical annual revenue between $5,000,000 to $100,000,000

1st and 2nd Lien Position Loans on Real Estate

  • Seeking business capital with real estate equity when revenue based financing is not adequate or cost prohibitive

  • May or may not have a bank facility

  • Financing amounts range from $1,000,000 to $7,000,000

  • Length of term 1 to 4 years

  • Minimum personal credit score 625

  • Minimum time in business – no requirements

  • Typical annual revenue – no revenue requirement

Additional Financing Capabilities

  • We also have a significant amount of relationships with other specialty lenders, giving you additional capabilities to leverage your invoices, purchase orders, business assets and equipment